Shinhan Bank has introduced a blockchain-based lending system, reducing a significant amount of documents borrowers must submit to the bank to draw loans.
It checks borrowers’ eligibility for loans through the bank’s blockchain-based screening platform.
Once a borrower applies for loans, the bank checks the borrower’s status of employment and other financial backgrounds through its mobile or personal computers.
A Shinhan Bank spokesman said from now on; borrowers could draw loans without visiting the bank.
So far, borrowers must visit the bank and provide the necessary documents, including certificates of employment, to the bank.
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